Can Real Estate Investing Bring You Closer to Your Financial Goals?

If you’re like most people, then you probably have some financial goals that you’re working towards. It doesn’t make a difference if you’re trying to get rid of pesky student loans once and for all, or if you’re trying to save up for a once in a lifetime vacation, there’s no denying the importance of setting financial goals and doing everything you can to work toward them.

But even the most dedicated people sometimes feel it is impossible to save and make progress. Life’s obstacles and bills can get in the way. That’s where investing in a commercial property for sale or any other form of real estate offers you some options. Here are just a few ways that real estate investing can move you closer to your financial goals, no matter how lofty they may be.

Real estate investing can create substantial passive income for non accredited investors

If you are going to work and paying the bills, it’s easy to feel as though it’s impossible to get ahead on your expenses and move closer to your financial goals. If this sounds anything like you, then you can rest assured in knowing that there are many others just like you. Nevertheless, this way of life can be quite suffocating when it comes to your financial goals. That’s why you need to create multiple passive income streams and set yourself up with assets that provide you with additional income outside of your day job.

Investing in real estate is one of the most reliable ways to generate passive income. Passive income is any form of income that is earned with little to no effort. Some work is required to set up the income stream but after the initial investment, you should be able to sit back and collect.

Investing in one or more properties is a great way to receive passive income, all the while, you work your regular day job. The additional income can help you build towards financial independence or even early retirement.

Using a real estate investment app makes things quick and convenient

Real estate investing is more accessible than ever. According to  revealed that the ultra-wealthy invest an average of 15% of their portfolio into real estate. But many people make the mistake of thinking that you have to be rich or brilliant to turn a profit in real estate investing these days. That is far from the truth! Thanks to recent developments in information systems and smartphone technology, it’s now easier than ever to get started in real estate investing from your phone.

A real estate investment app can guide you along your financial journey. If you don’t know what to do when you’re starting, then choosing the right apps can give you the support you need. Furthermore, real estate apps allow you to track your progress and earnings. With real estate investment apps, even the beginner can make tangible progress toward their financial goals without much trouble. Investing in real estate has never been more convenient!

At HappyNest, we are proud to offer a premier app for investing in commercial real estate. With our service, you don’t even need much experience or money to get started. When you invest, the real estate investment app tracks your progress. Not sure how to proceed and get started on developing your commercial real estate investment portfolio? Just looking for a little more information on what HappyNest does? No problem! Don’t hesitate to reach out and get in touch with a member of our team today. We can’t wait to work with you!

Do You Need A NEW New Year’s Resolution?

Many of us make the same New Year’s resolutions year after year. But why? Isn’t the definition of insanity doing “the same thing over and over again, but expecting different results”? The answer (which some of you already know) is that most people don’t stick to their resolutions. Even with the best intentions, many of us fall off the wagon after as little as one month (80% in fact). If you, like some of us, already have failed your New Year’s resolution, don’t despair! We have some simple tips for setting (and achieving) a new New Year’s resolution, and a couple of suggestions for new areas to focus on as you revamp your 2022 resolutions.

Perfecting Your NEW New Year’s Resolution

There are a number of reasons why the majority of us fail to achieve our New Year’s resolutions. From the psychology behind the word ‘resolution’ to the unrealistic nature of our goals, few of us set ourselves up for success.

Fortunately, Inc. magazine has outlined seven steps we can take when setting a new New Year’s resolution we can actually keep:

  1. Create a measurable goal.
  2. Identify clear action steps.
  3. Set yourself up for success.
  4. Plan for obstacles.
  5. Start when you’re ready.
  6. Track your progress.
  7. Learn from your mistakes.

Money and happiness

Before we delve too deeply into the specifics of each of these steps, however, let’s discuss why we’re talking about setting a new New Year’s resolution in the first place.

Money and financial habits are the biggest source of stress for Americans, according to research conducted by Northwestern Mutual.  Many of us do not budget properly. We do not have an emergency plan nor savings. We rely too heavily on credit cards, ultimately paying the price.

The result? Poor financial health.

Financial Health: The state and stability of an individual’s personal finances and financial affairs. Source: Investopedia]

Poor financial health bleeds into other areas of our lives, putting a strain on marriages and relationships, and even affecting our physical and mental well-being. In fact, 72% of participants in a Financial Stress Survey conducted by the John Hancock financial institution admitted to “worrying about their personal finances at work,” with “one in three doing that more than once a week.” In 2018, Americans’ credit card debt hit a record high of more than $1 trillion dollars, according to the Federal Reserve. And not only are we drowning in debt, but one in four Americans don’t have “even a single dollar saved for an emergency.”

But does poor financial health really have a tangible effect on us? According to a survey from LendingClub, Americans that report poor financial health also tend to have poor physical health. In fact, these Americans are “significantly less likely to practice healthy physical habits (59% do not get routine check-ups and 60% do not get regular exercise) and are more likely to skip preventative health measures due to cost (38%).” The conclusion? “Bad wealth begets bad health.”

‘Bad wealth begets bad health’

Indeed, according to the journal of Anxiety, Coping and Stress, the biggest negative impacts of poor financial health include:

  • Depression and anxiety
  • Migraines
  • Ulcers and digestive issues
  • High blood pressure and heart attacks
  • Disrupted sleep

Even if more Americans are beginning to recognize the importance of financial health, most financial resolutions aren’t helpful. Resolving to “manage finances better,” “rethink financial habits,” or “save more money,” for example, is self-defeating. These kinds of resolutions aren’t measurable, don’t set out clear steps to take in order to achieve your goal, don’t anticipate obstacles, and don’t allow you to track your progress in a meaningful way. Essentially, we’re setting ourselves up for failure rather than success.

A proper resolution should not be summed up in just a few words. If possible, think of resolutions as goals and establish specific tools to achieve them. Set a timeframe, make sure your goal is measurable, keep track, identify ways to keep yourself accountable, prepare for obstacles–they’re inevitable!–and perhaps most importantly, start when you are ready. Choosing an arbitrary start date like New Year’s day doesn’t make sense if you haven’t put a plan in place to achieve your resolutions. Don’t force yourself into a failing situation simply because of social pressure.

What Is a Healthy Financial Portfolio?

A healthy financial portfolio is a diversified portfolio. But what is a ‘diversified’ portfolio? Simply put, diversification is “a risk-management technique that mixes a wide variety of investments within a portfolio.” As NerdWallet puts it, diversification means investing in “different assets that aren’t highly correlated, meaning they don’t move in lockstep. […] Spreading your money around reduces overall risk by ensuring your portfolio’s performance isn’t too dependent on any one particular asset.”

With that in mind, we want to discuss how real estate investing fits into a diversified financial portfolio–particularly because this frequently is an overlooked investment opportunity. Real estate investing is a great way to diversify your finances, earn more, and ultimately save more. Without help, however, learning the nuances of real estate investing can take some time.

That’s why we founded HappyNest real estate app–to provide experienced real estate investors and beginners alike with a simple, easy-to-use way to take advantage of the benefits of commercial real estate investing and provide the education needed for each of you to make the most of those investments.

Portfolio Diversification: Varying an individual’s investments by type (real estate, equities, bonds, etc.) in an effort to reduce the risk associated with investing.

“Another term for ‘diversification’ is ‘asset allocation,'” Michael Crawford, principal and founding member at Nationwide Wealth Management, has said. “Many financial advisors will divide investments by equities and bonds, depending on risk and age. There are other asset classes to consider, including private equity, hedge funds, real estate, and collectibles.”

That’s where HappyNest real estate app comes in.

Achieve Your New New Year’s Resolution This Year with HappyNest Real Estate App

HappyNest simplifies real estate investing to make it easy for anyone to diversify their portfolio. How do you get started? Simply download the HappyNest app to your Apple- or Android-based smartphone, connect your bank account (securely), and purchase shares of a diversified real estate portfolio.

The real estate investment team at HappyNest vets properties under strict guidelines to ensure they add value. Specifically,  HappyNest REIT purchases properties that have long term leases, strong tenant credit, and rent growth. This investment strategy creates a strong real estate portfolio that will help keep your real estate investments and financial portfolio sound.

Done right, real estate can be incredibly profitable (in fact, 84% of real estate investors would happily make another investment).

What Will HappyNest Real Estate App Actually Do For Me?

HappyNest is a mobile app that can allow you to unlock the potential of real estate investing, starting with just $10. Download the HappyNest app and use your smartphone to experience the stability, tax benefits, and wealth creation traditionally reserved for those of advanced means. With us, you can own an equity interest in a portfolio of high-quality commercial real estate and continuously receive dividends for years to come.

Download HappyNest for Apple or Android and experience an app that reflects your priorities. Don’t miss out on the tools you need to establish healthy financial habits and accomplish your goals.

3 Simple Reasons to Get Involved in Real Estate Investing

It doesn’t matter whether you are rich or poor. There’s no denying the fact that investing in real estate can be an incredibly fruitful decision for your financial future. Even if you’re undecided about investing in a commercial or residential property, just showing interest and thinking about how you can invest in real estate will lead to positive results. With modern-day tools such as the HappyNest app and other technological advances, there has never been a better time to get started in your journey of real estate investment.

Still not convinced? Here are three simple benefits to getting involved in the world of real estate investing.

Real estate investments create passive income for non accredited investors

Have you ever been tired of working at the same job day in and day out?

If you’re like most people, then the answer is “yes”.

With monthly bills to pay and unexpected expenses, the majority of people can never seem to get ahead on their finances. Thankfully, it helps to know that there are many options a person can pursue on their path toward financial freedom. Real estate investing is perhaps the easiest and most lucrative among them.

Simply put, passive income refers to any income you receive NOT generated by your physical labor. Sure, it may take some time and effort upfront to establish your footing in the world of real estate investing, but once you are set up, the passive income from your efforts will pay off over time. Add in the ease of using a smartphone app such as HappyNest, which allows you to invest in real estate with just $10, then investing in real estate is a no brainer for anyone looking to create passive income for themselves or their family.

Real estate investing can help you reach your financial goals

Sometimes our financial goals seem nearly impossible to reach. At times, months and years can pass by without any real progress made to reach them. If you limit yourself to one source of income, then it’s quite unlikely that you’ll ever be able to graduate to higher levels of regular monthly income. That is why so many people have realized the life-changing power of real estate investing. When you apply the right mindset and willpower, real estate investing can help you reach your financial goals much faster and easier than you would with a traditional lifestyle.

Let’s think about a typical savings strategy. Say you save $500 per month in a traditional savings account; it will accrue interest at a low rate, 0.06% APY on average. On the flip side, say you were to take that same $500 and invest it into a commercial real estate portfolio using the HappyNest app. That same amount of money is on track to grow at a much quicker rate. (HappyNest targets a 6% annual dividend). In this way, you can accelerate your timeline toward financial freedom.

With real estate investment apps, investing in real estate has never been easier

Roughly 84% who have invested in real estate indicated that they would make another real estate investment. Finally, you should know that there has never been a better time to start investing in real estate. Not only do real estate investment apps allow you to start with a small amount of money, but they make the investment process easy and convenient. With tools like HappyNest app, you have constant access to your investment portfolio and a range of tools. As you grow more familiar with those tools, you can make even better investment choices in the future.

It doesn’t matter whether you’re new to real estate investing or not; it’s clear to see that there are many benefits, particularly during periods of inflation. Not sure how to begin? Contact us today for more information.

A Few Simple Tips to Follow When You’re New to Real Estate Investment

With so much information out there today, getting into real estate investment can be a source of confusion. If you’re new to the subject, then it’s likely that you will feel overwhelmed at times.

But you shouldn’t let that stop you from acting. Residential real estate as an asset class is a $29 trillion market, and the commercial sector adds another $10 trillion. Investing in real estate is an excellent way to earn passive income and achieve your financial goals. Here are a few simple tips to follow.

Get your goals in line

Many people learn about investing and jump in too quickly. As with any new skill in life, it’s wise to take the necessary time to learn some of the basics, and more importantly, to make sure that you have your goals in line. When it comes to personal finance, this is even more important.

Setting up a budget for your real estate investment venture is a great starting point. When you develop a clear picture of your financial landscape, including an accurate assessment of all debts, incomes, and other financial obligations, then you’ll have an easier time understanding just how much of your money you can place into real estate investments. Without first getting this crucial information sorted out, you are merely taking shots in the dark.

Of course, it’s also helpful to develop some clear goals for your investments. Are you looking to generate enough income to leave your day job? Or are you just trying to make a little bit of extra money on the side? Determining where you stand on these kinds of issues will lead to a greater sense of direction once you get further into the world of real estate investment.

Explore the latest tools and best apps for real estate investment

Even if you’re new to the world of real estate investing, it’s reassuring to know that there are a lot of new technological tools that you can take advantage of to optimize your investment strategy. Whether you’re searching for a commercial or residential property, understanding how to use the best apps for real estate investors will put you in a more advantageous position than you would be if you were to try to do everything on your own.

So how exactly can real estate investing apps help you improve your investment strategy? Well, first and foremost, you should note the fact that the best apps for real estate investors provide you with valuable knowledge and market know-how. Furthermore, the right real estate investment apps allow you to be mobile with your investment portfolio. In the past, it was more challenging to be flexible and nimble with your investments, but now you can access everything from the comfort of your smartphone interface.

Finally, when you work with the best apps for real estate investors, you can get started with a little money. A lot of people make the false assumption that real estate investing is only meant for the rich, wealthy, and upper class. However, when you take advantage of the best apps for real estate investors, you can fund your investments with small, manageable amounts of money. This makes an excellent source of passive income for non accredited investors.

The best time to start was yesterday

Even though getting started investing in real estate can seem daunting at first, by sticking to these simple tips, you’ll be that much closer to realizing your financial goals and landmarks. Of course, it doesn’t hurt to have one of the best apps for real estate investors at your fingertips. When you choose HappyNest, you have access to comprehensive real estate investment services in an easy to use interface. Not sure how to get started? Still have more questions floating around your head? Don’t worry. Reach out and get in touch with a member of our team today for more information. We can’t wait to help you get your start in the exciting and profitable world of real estate investing.

3 Tips For Finding The Perfect Commercial Real Estate Deals

The majority of U.S investors (89%) are extremely interested in real estate as part of their investment strategies. There are many ways to find commercial property for sale, from hiring a commercial real estate company to browsing through commercial real estate apps. Finding the right real estate can make a big difference in the amount of residual income you can earn. Here are three tips on finding the perfect commercial real estate deals for you.

Consider Foreclosures

Foreclosed properties can be a lucrative way to invest in real estate. Banks are often willing to provide steep discounts to get these properties off their hands. You’ll need to do some extensive research with these properties, as many of them may require significant updates and repairs that can impact your investment. You can ask real estate agents for help in finding these properties or search for them using one of the commercial real estate apps you can find online.

Timing Is Critical

Generally, the first offer that comes in for a property is the one that lands the deal. If you see an attractive property, get pre-approval from a bank as quickly as you can. You can set up email notifications with many real estate agents to alert you the moment a property hits the market. Looking for commercial property for sale that’s been listed for a long time can also make for an excellent investment. These property owners will be more eager to offer discounts to sell.

Play The Numbers Game

The more properties you look at, the better your chances are in finding the best deal. View your commercial real estate property search as a sales funnel. There may be a ton of potential leads that come in, but only a few will make it to the bottom as an ideal choice. If you look at 200 properties, you may only end up making offers on about eight of them. Of those eight properties, you may only have one offer accepted.

Whether you use commercial real estate apps or a broker to find your real estate deal, you’ll be sure to find something that will help increase your profits over time. Make sure to do your due diligence to make the most of your new investment. The key to your future wealth lies in the decision you make with your next commercial property purchase.

4 Ways To Invest In Real Estate Without Buying Properties

Real estate is an intriguing investment option that many people consider when planning for their financial futures. Approximately 97% of investors plan to increase the allocation of their capital to real estate within the next 18 months. However, buying and maintaining houses or becoming a landlord can be a turn off for some. Fortunately, there are ways for you to build residual income without dealing with tenants. Here are five ways to invest in real estate without buying actual properties.

Real Estate Exchange Traded Funds

These funds are a collection of bonds and stocks within a single fund. Exchange-traded funds have similarities to mutual and index funds such as low costs and broad diversification. You can invest in real estate investment trusts by buying shares as you would with a traditional stock.

You can also purchase shares in a private REIT. The risk-reward profile of private REITs are a little different. But one of the key advantages is that they generally aren’t susceptible to the same degrees of volatility as the stock market is.

Real Estate Notes

Real estate notes allow you to invest at lower costs because you are essentially buying real estate debt through a bank. You will need to perform your due diligence in order to determine if these notes are truly worth buying. Some are able to find great opportunities. If the homes cannot be sold or renovate, you may have trouble getting your money back.

Hard Money Loans

If you have plenty of cash to spare to invest in real estate, you can consider becoming a lender to other real estate investors with hard money loans. You provide the loan directly to the investor and the investor uses it to create a return on your investment. You benefit with investing in real estate this way by not having to participate in the buying and selling process and can free up your time for other income-producing activities.

Online Real Estate Investing

You can use an app for investing in real estate or an online website to purchase a residential or commercial property for sale with a company. There are many real estate investment apps available to choose from. This allows you to receive cash flow distributions without having to get your hands dirty. There is no requirement to be an accredited investor to be able to open an account with one of these online real estate companies.

If you are looking to invest in real estate, these above five ways can help you build residual income without extensive home maintenance costs and tenant relationships. You will need to carefully research which ones are best suited for your financial needs before making an investment. You’ll get all the benefits of owning real estate without all the hassles that sometimes come with it.

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