April 2020 - HappyNest

Why Should You Start Investing in Real Estate?

Apr 17, 2020

For some people, the subject of real estate investing can be intimidating. In any case, there’s no doubt that real estate investing is a topic that could use some clarification. While many are curious about investing in real estate, a significant portion of them are hesitant. That’s because they don’t know how they might benefit from making these kinds of investments. If this sounds like you, then read on to find out why you should start investing in real estate today.

Real Estate Investing Creates Passive Income

The rat race can be exhausting, and it can quickly drain you mentally and emotionally. If you’re like so many countless people who are just living paycheck to paycheck, then you would benefit from learning about passive and residual income.

Did you know that residential real estate is a $29 trillion market? The commercial real estate sector adds another $10 trillion?

This $39 trillion of real estate generates a lot of revenue that real estate investors receive in the form of dividends. Setting yourself up for success and collecting some of this cash flow, however, will require some work upfront.

But once you’ve got your investment portfolio developed, you can sit back and watch your passive income flow in. If you need help or support, you can always consult with commercial real estate investment companies.

Helping You Family Reach Financial Goals

Without financial goals in place, it’s challenging to feel like you’re making any progress. Setting a goal, such as a fun family vacation or a new entertainment center can provide you with the motivation to succeed. Real estate investing can help you achieve those goals by creating income streams that allow you to grow your nest egg. While you are trying to reach your goals, the extra income from real estate investments can be put towards bills or used to live a better lifestyle.

Investing Companies and Apps Make it Easy

It’s helpful to know that commercial real estate investment companies are not how they used to be. Thanks to new customer service models, better technology, and mobile investing apps, it’s never been a better time to get started in the world of investing. The best investing apps allow you to get started with as little as $10. Furthermore, modern smartphone investing apps will enable you to make moves and monitor your investment portfolio, all from the comfort of your mobile device. Investing has never been easier, less complicated, or more convenient thanks to these modern technologies and innovations.

If you’re looking to start real estate investing, don’t hesitate to reach out. Get in touch with a member of our team today. It doesn’t make a difference whether you’re an experienced or beginner investor; we make real estate investing easy.

My Financial Journey: Peter Romano

Apr 10, 2020

By HappyNest

My name is Peter Romano, and this is my financial journey.

There are many things I can reflect on when it comes to the things my parents did well while raising us. Yet, what sticks out the most was their never-ending commitment to making sure we understood the value of money.

From a young age, every time I asked my mother for something, whether it was a pack of baseball cards, the coolest new album ( Fugees ‘The Score’ for this 80s kid), or a snowboard, she would ask: “do you know how much that costs?”

Trying to show how responsible I was, I’d immediately respond by saying, “Yes! The price is X dollars.” What I realize now is that my mom wasn’t asking because she wanted actually to know the price. She was asking so I could understand the real price of baseball card, snowboard, or CD.

“No. The price tag says $10, but I must make $14 before taxes to pay for that. Your Fugees album costs me two hours of work. Fast forward through high school, college, and multiple different jobs, I now see how impactful that guidance was on me. I calculate the total cost of everything I buy and relate it back to the number of hours I must work to afford it.

As you can imagine, this can be a little overbearing for my wife when it comes to shopping. I act like a human calculator, but she has taught me you can’t put a price tag on love ?

Yet, as life has shown us, being fiscally responsible can only protect us so much. There are things in life that happen that we frankly cannot control. Family members get sick, and people get laid off, families separate, children are born – the list goes on.

These unexpected expenses cannot always be covered by a single stream of income from one job, no matter how much that job pays. Sometimes, it means a family must take money from their savings. They may find themselves with nothing left but their weekly incomes. This is one of my greatest fears for my own family, and why I helped launch HappyNest.

By using HappyNest, I’ve learned that investing doesn’t have to be large chunks of money; it can be a steady stream that is as little as $10. In the end, life is really a marathon, not a sprint. By dedicating more of my income to investing in real estate, I am diversifying my income stream. I am preparing myself and my family for a financially stable life – something I hope HappyNest can help you do as well.

My name is Peter Romano, and that is my financial journey.

Connect with Peter Romano on LinkedIn.

3 Reasons To Choose Real Estate Investment Funds

Apr 7, 2020

By HappyNest

The vast majority of investors plan to increase their allocation of capital to real estate within the next two years. Actively managed real estate investment funds give investors more affordable opportunities. What benefits can these funds provide you with as an investor?

Here are three reasons to invest in real estate investment funds – and what to look for.

Greater Investment Returns

Some real estate funds give you the ability to reinvest your dividends.

Dividend reinvestment can lead to higher returns from the compounding interest. In turn, this can generate more residual income. Ensure the portfolio is in the hands of an excellent fund manager, because they are a key success factor. Look closely at a manager’s overall track record. A successful manager should be happy to provide you with that information.

Portfolio Risk Minimization

An actively managed real estate fund can help provide insulation against stock market volatility by spreading risk across various types investment classes. The key to risk management is identifying segments of the real estate market that are resistant to stock market volatility. Then, allocate capital accordingly.

For example, opportunities may exist to purchase new commercial real estate such as industrial warehouses that have seen increased demand because of e-commerce. Other possibilities include real estate that addresses affordable housing shortages and even repurposed office spaces for other uses.

When considering actively managed funds to help diversify your portfolio, look for high-quality assets that help mitigate potential risks of investing. Actively managed funds target a wide variety of assets; nevertheless, they are still easily accessible and can generate significant financial returns.

Lower Costs To Capitalize On Trends

Active funds can help you capitalize on trends quickly. These funds invest in real estate and real estate related equities. that allows them to capitalize on short and long term trends. But be careful: As quickly as trends come, they can go, which can affect profitability at these firms.

If you are looking for more opportunities to invest in real estate, actively managed real estate funds can be an ideal option for your portfolio. You can research these funds online or speak with a financial advisor at a commercial real estate company.

An experienced funds manager should be able to help you choose the best investments for your financial situation.