Make Money From Anywhere By Investing In Real Estate

According to Forbes, a full quarter of Americans have zero savings in their retirement accounts. Saving up for retirement does not mean working three jobs and surviving on barebones. Passive income is the solution most U.S. households are looking for! Start earning passive income today by using commercial real estate investing applications. Here are a few things to expect from the best investor apps:

The Best Investor Apps Are Completely Portable

Whether you are at home or on-the-go, one of the benefits of investing in real estate through an app is that you can do it from anywhere. Once downloaded, you can access the applications as long as you have your smartphone or tablet on-hand. These apps afford you flexibility and options. The HappyNest app, for example, enables you to review your investment portfolio and adjust important account settings directly on the app.

Real Estate Investing Can Be A Background Activity

What is passive income? Investopedia defines passive income the following way: “Passive income is earnings derived from a rental property, limited partnership, or another enterprise in which a person is not actively involved.”

This income is–as you might expect–passive or something you can do with minimal effort. Given Americans’ always-busy lifestyle, a form of income that requires minimal attention is a promising prospect. While some employers and the media tout busyness as a status symbol, according to the Atlantic, all of us fall into the trap of rising to meet those expectations and having packed schedules with very little time to spare.

With the best investor apps, earning extra money and doing it while busy is possible. Simply decide how much you would like to invest and leave the rest to the professionals on the investment team. The properties pay dividends, which increase your profits and allow you to diversify your retirement portfolio income.

Support Through The Whole Process

One of the most challenging parts of investing in real estate for profit is not knowing where to get started. A full 89% of Americans are interested in adding real estate to their investment portfolio. Often, a person’s interest does not convert to action because they do not understand what to do next.

The best investor apps get rid of the guesswork. Many of these apps walk you through setting up an account, and their investment teams select the best properties for you. If you have any questions, many apps offer full in-app support.

The current facts on Americans’ finances may seem grim. In a nutshell:

CNN reports that 60% of U.S. households do not have enough emergency savings for an expense in the $500 to $1,000 range.

A surprising 78% of Americans live paycheck to paycheck, Forbes reveals.

According to USA Today, 42% of would-be parents do not feel financially prepared to have a child.

The good news is that these insights and circumstances are not set in stone. U.S. households can take action to reverse these trends–and they can do it with minimal effort by using real estate investing to earn and save passive income.

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5 Simple Ways To Boost Your Income

Whether you are budgeting for short-term or long-term financial goals, the fact remains that nearly all U.S. households could benefit from a little extra cash–particularly in times of uncertainty.

Bring in extra income with these great tips:

1. Sell Unused Gift Cards

Every year, Americans receive gift cards they do not use. Whether you switched up your diet and a particular restaurant no longer sounds all that appealing to you, or you will not use that gift card to a specific store, there are ways you can sell gift cards to make a little extra money. Some websites allow you to sell your gift card for nearly the full value, and others allow you to cash out any remaining balances on gift cards. For example, most consumers will leave small amounts–ranging from $1 to $5–on gift cards pretty much indefinitely, never using that money. Various websites and services allow you to trade-in gift cards with low balances for that dollar amount.

If you prefer to retain every cent on the card, consider trading it in. While some websites may charge a fee to purchase gift cards, you will not use, others allow you to trade it for another one of equal value. That way, you do not lose any money. Remember that there are gift cards that will enable you to purchase necessities and staples, like gift cards to grocery stores. These come in just as handy as cash savings.

2. Team Up With Commercial Real Estate Investment Services

Dividends from commercial real estate investment companies are so profitable they have outperformed stocks since 2000. Commercial real estate investment services make it simple. Search the best apps for investors and select the one that suits you.

Download the apps, let the top investing apps help you identify valuable commercial properties for sale, and wait for these properties to pay off. View your portfolio at any time and let commercial real estate investment services handle the rest!

3. Sell Items On Etsy

If you make jewelry, paint, draw, knit, crochet, woodwork, or do anything artsy or handy, there is money to be made on Etsy! Making money on Etsy is as simple as making your products, logging online and starting a shop, setting up payment options, and listing your items. Collect money and ship items when they sell. The process is pretty straightforward, but Etsy has a comprehensive beginner’s guide and seller handbook for anyone who needs help.

4. Tutor Online

Many people do not know that they can tutor online with no teaching experience. All you need is a Bachelor’s degree. There are several apps and websites that are looking for native English speakers to teach English as a Second Language (ESL). To do it, you commit to that particular services’ minimum hours per week–typically five to 12–and make sure your audio and video software is up to date. Websites provide lesson plans for you, give databases on additional resources, and let you speak to experienced ESL teachers should you have any questions.

5. Get Paid To Shop

If you are strapped for cash, NerdWallet recommends signing up to be a mystery shopper. By signing up to be a mystery shopper, you visit online stores, shop, and provide detailed feedback about your experiences. Depending on the site, they may ask for access to your online metrics and shopping habits and require you to be at least 18 or 19 years old.

It is entirely feasible to make extra money and do it from your home, using just a smartphone, laptop, and a reliable internet connection. Pad your income and savings using NerdWallet’s work from home suggestions. Make extra money with a good mix of active and passive income.

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Why Should You Start Investing in Real Estate?

For some people, the subject of real estate investing can be intimidating. In any case, there’s no doubt that real estate investing is a topic that could use some clarification. While many are curious about investing in real estate, a significant portion of them are hesitant because they don’t know how they might benefit from making these kinds of investments. If this sounds like you, then read on to find out why you should start investing in real estate today.

Real Estate Investing Creates Passive Income

The rat race can be exhausting, and it can quickly drain you mentally and emotionally. If you’re like so many countless people who are just living paycheck to paycheck and barely getting by each month, then you would benefit from learning about passive and residual income. Were you aware of the fact that residential real estate as an asset class is a $29 trillion market, and the commercial real estate sector adds another $10 trillion?

This $39 trillion of real estate generates a whole lot of cash flow that some real estate investors receive as passive income. Setting yourself up for success and collecting some of this cash flow, however, will require some work upfront. But once you’ve got your investment portfolio developed, you can sit back and watch your passive income flow in and generate extra money for you and your family. If you need help or support, you can always consult with commercial real estate investment companies that can answer your questions along the way.

Helping You Family Reach Financial Goals

Without financial goals in place, it’s challenging to feel like you’re making any progress. Setting a simple goal, such as saving for a fun family vacation or a new entertainment center, can provide you with the motivation to succeed. Real estate investing can help you achieve those goals by creating another income stream that allows you to save money more quickly and achieve your financial goals faster. While you are trying to reach your goals, the extra income from real estate investments can be put towards bills or used to live a better lifestyle.

Investing Companies and Apps Make it Easy

It’s helpful to know that commercial real estate investment companies are not how they used to be. Thanks to new customer service models, better technology, and mobile investing apps, it’s never been a better time to get started in the world of investing. The best investing apps allow you to get started with as little as $10. Furthermore, modern smartphone investing apps will enable you to make moves and check in on the status of your investment portfolio, all from the comfort of your mobile device. Investing has never been easier, less complicated, or more convenient thanks to these modern technologies and innovations.

If you’re looking to get started in real estate investing, don’t hesitate to reach out and get in touch with a member of our team today. It doesn’t make a difference whether you’re an experienced or beginner investor; we make real estate investing easy.
 

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Can Real Estate Investing Bring You Closer to Your Financial Goals?

If you’re like most people, then you probably have some financial goals that you’re working towards. It doesn’t make a difference if you’re trying to get rid of pesky student loans once and for all, or if you’re trying to save up for a once in a lifetime vacation, there’s no denying the importance of setting financial goals and doing everything you can to work toward them. But even the most dedicated people sometimes feel it is impossible to save and make progress. Lifes obstacles and bills can get in the way. That’s where investing in a commercial property for sale or any other form of real estate offers you some options. Here are just a few ways that real estate investing can move you closer to your financial goals, no matter how lofty they may be.

Real estate investing can create substantial passive income for non accredited investors

If you are going to work and paying the bills, it’s easy to feel as though it’s impossible to get ahead on your expenses and move closer to your financial goals. If this sounds anything like you, then you can rest assured in knowing that there are many others just like you. Nevertheless, this way of life can be quite suffocating when it comes to your financial goals. That’s why you need to create multiple passive income streams and set yourself up with assets that provide you with additional income outside of your day job.

Investing in real estate is one of the most reliable ways to generate passive income. Passive income is any form of income that is earned with little to no effort. Some work is required to set up the income stream but after the initial investment, you should be able to sit back and collect. Investing in one or more properties is a great way to receive passive income, all the while, you work your regular day job. The additional income can help you build towards your ideal financial situation.

When you invest real estate apps, they make things quick and convenient so that you can save time

Real estate investing is more accessible than ever. A 2017 study by UBS and Campden Wealth revealed that the ultra-wealthy invest an average of 15% of their portfolio into real estate. But many people make the mistake of thinking that you have to be rich or brilliant to turn a profit in real estate investing these days. That is far from the truth! Thanks to recent developments in information systems and smartphone technology, it’s now easier than ever to get started in real estate investing from your phone.

A real estate investment app can guide you along your financial journey. If you don’t know what to do when you’re starting, then choosing the right apps can give you the support you need. Furthermore, real estate apps allow you to track your progress and earnings. With real estate investment apps, even the beginner can make tangible progress toward their financial goals without much trouble. Investing in real estate has never been more convenient!

At HappyNest, we are proud to offer a premier app for investing in commercial real estate. With our service, you don’t even need much experience or money to get started. When you invest, the app tracks your progress. Not sure how to proceed and get started on developing your commercial real estate investment portfolio? Just looking for a little more information on what Happynest does? No problem! Don’t hesitate to reach out and get in touch with a member of our team today. We can’t wait to work with you!
 

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The Best Way to Build Your Nest Egg Through Real Estate Investments

Do you fear outliving your money? Many people do. But if you start now, you can build a nest egg that provides the lifestyle you want, even after you stop working. Once you decide to save, you still have to determine where you want to invest your hard-earned dollars. Many people default to stocks and bonds.  Instead, consider building your nest egg by investing in real estate.

Start With Your Retirement Plan

If you work for a company, your employer probably offers you a retirement plan, such as a 401(k) or 403(b). These plans enable you to invest with pre-tax dollars, so you don’t pay taxes until you take the money out during retirement. Some companies match your own investment up to a certain percentage. So, if you contribute 5 percent, they add 5 percent, too. That’s getting free money.

You can also save pre-tax dollars in a traditional IRA and post-tax dollars in a ROTH IRA after you reach the contribution limits of your company plan. Most retirement plans limit contributions based on your age and income. So make sure you research the guidelines before making investments.

While many financial institutions restrict the types of investments you can use in their IRAs, some offer Self-Directed IRAs (SDIRAs). SDIRAs enable you to invest in alternative investments, including direct investment in real estate projects. But keep in mind that you can’t transfer ownership of real estate you already own to a Self-Directed IRA. SDIRAs require arm’s length transactions, so you can’t purchase personal property, like a primary residence, second home or vacation home. You also can’t do real estate deals with immediate family members.

Invest in Real Estate

Most employer-sponsored retirement plans and traditional IRAs allow you to make your investment choices only inside the plan. Many investors opt for stocks, bonds or mutual funds, but you can also invest in real estate using Real Estate Investment Trusts (REITs).

A REIT or Real Estate Investment Trust is similar to a mutual fund, but you invest money in real estate projects instead of stocks and bonds. The REIT uses the invested funds to buy and operate commercial and residential real estate that generates income. It can also finance real estate deals. The REIT manages properties and collects rents from the building’s tenants. Then it pays a portion of the lease payments to Investors in the form of dividends. In fact, REITs have to pay out at least 90 percent of taxable income to shareholders as dividends.

A board of directors manages each REIT, which must have at least 100 shareholders. (No fewer than five shareholders can own 50 percent of the shares). The REIT also has to invest at least 75 percent of its assets in real estate, cash or U.S. Treasurys, and generate 75 percent of its income from real estate. Finally, 95 percent of income has to come from passive sources like rents.

Use Self-Employed and Self-Directed Retirement Plans

If you’re self-employed or own your own business, you can use an SDIRA,  Solo 401(k), SEP or SIMPLE IRA to sock away money for the future. Each of these retirement plans can hold physical real estate.

Similar to employer-sponsored plans, you can invest with pre-tax dollars. You use the money invested in the plans to buy and operate the real estate projects. Plus, if you reinvest the income produced from the properties, you don’t pay taxes until the plan distributes your savings during your retirement years. Again, regulations restrict the real estate deals to arm’s length transactions.

Supplementing Your Retirement Plans

In addition to retirement plans, you can build your retirement nest egg by direct investment in real estate. Some real estate investors like to flip properties, but this can be expensive, time-consuming and bank-account-draining if you get stuck with a house that doesn’t sell quickly.

A better strategy is to buy properties that generate cash flow. Cash flow means money is left over each month after you collect and pay the mortgage, upkeep and other expenses for the property.

After you retire, you can continue to take the income from rents, or sell it if the property has increased in value. Except in rare cases, real estate value generally increases the longer you hold onto it.

You can avoid the hassles of managing your own real estate by investing in crowdfunded real estate projects or real estate platforms like HappyNest. In fact, HappyNest lets you start investing in real estate with as little as $10.

Get Started Now

Now that you know how to build your nest egg, it’s time to get started. No matter which kind of real estate investment you choose, first  max out your pre-tax and post-tax retirement plans. Then you can put your additional dollars in the real estate investments that suit you the best.

Chris Brantley, the author, is a freelance writer, who has written about finance and investments since 1998. He has contributed to various financial and investment publications and web sites, including The Motley Fool.

References:

Are REITs Right for Your Retirement Portfolio?

Should Real Estate be Part of my Retirement Plan?

Comparing Self-Employed Retirement Plans: Solo 401(k) vs. SEP IRA vs. SIMPLE IRA
 

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